Insurer Loses Bet on Posing Only One Reason for Criminal Acts Exclusion At Summary Disposition Stage in Declaratory Judgment Action Challenging Coverage for “Accidental” Shooting

This case demonstrates the importance of having experienced coverage counsel analyze and apply all potential theories of coverage, including exclusions, at the defense stage of proceedings to determine coverage obligations in a declaratory judgment action. The plaintiff in the underlying lawsuit was shot by the defendant insured during a hunting incident.  The shooting was clearly [...]